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Credit Card Cost Calculator

This calculator will also tell you how many minimum payments you will make before your balance is paid off (up to a maximum of 600 payments).

Important: Please enter only numbers and decimal points into the entry fields. Non-numeric characters (dollar signs, percent signs and commas) will cause an error in the calculated results.
Instructions: Somewhere in your credit card disclosure statement the card company will tell you something like "your minimum payment will be 2% of the balance or $10, whichever is higher." These are the figures you will enter in Row #3 and Row #4 respectively.
Enter the current outstanding balance:$
Enter the annual interest rate: %
(3) Enter the minimum percent payment amount: %
(4) Enter the minimum dollar payment amount:$
Total interest charges you will pay:$
Total number of payments you will make:#
Total number of years until debt is paid off:#
Estimated foregone interest earnings:$
Total Estimated Opportunity Cost:$

Summary:

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