Apply for a Loan
FAQ:
  Mortgage Procedures
  Mortgage fee & Loans
  Fee / Insurance 
  Payment Options
Calculator
Mortgage Terms
Get your money faster
10 Mortgage Mistakes
Application Check List
Should you Refinance?

     Testimonials

Application Checklist

We are a
Consumer Service!

This page provides a standard list of the information you may need to pull together and have ready when you apply for your loan. It's important to note that original documents are often required.

Borrowers who choose our convenient reduced paperwork loans might need only a few of the items listed. Speak with your Home Loan Counselor for details.

 What do I need to apply?

Completed Loan Application
    Signed and dated by all loan applicants

  Income Documents
    For Hourly or Salaried Employment:
      Original W-2 for the past year AND
      Original paycheck stub showing year-to-date income (within last 60 days)

     For Self-Employment, Sole Proprietor:
       Complete copy of previous year's federal tax return
       Copy of year-to-date Profit and Loss statement

     For Self-Employment, Corporation:
       Copy of Form 1120 for previous year
       Copy of year-to-date Profit and Loss statement
       Complete copy of federal tax return for previous year (including all schedules)
       Original W-2 for the past year (if applicable)
       Original paycheck stub showing year-to-date income (if applicable)

    For Retirement Income:
       Original Social Security Award Letter or Pension Award Letter

    For Rental Income:
      Copy of complete tax return for previous year (including Schedule E)
      Copy of lease or rental agreement for all properties

     Other Income (For child support, alimony or separate maintenance, provide):
       A 1-year history of receipt AND
       A copy of the fully executed divorce decree, if applicable AND
       Evidence of 1 full year of receipt of payments

    Asset Documents
        Originals of the two most recent account statements for all checking, savings or      
        other asset accounts

    Obligations (debts other than consumer credit accounts)
         A copy of the fully executed divorce decree indicating the amount of child support, 
         alimony or separate maintenance payments, if applicable

      Property for purchase loans
         A copy of the fully executed purchase contract

* Additional documents might be required.

Home  |     About Us    |   Contact Us  |   Privacy Policy   |  Site Map 

Copyright © 2000-2001 e-Cheap-Loan.com Inc. All rights reserved.